529 Max Contribution 2025 Over 50

529 Max Contribution 2025 Over 50. In turn, making large contributions all at once could lead to tax penalties. 529 plan contribution limits by state in 2025.

The maximum allowable transfer from a 529 to a roth ira is $35,000, and the transfer must follow the roth ira contribution rules. If a taxpayer is already spreading a $80,000 contribution that he started in 2023, they can contribute an additional $2,000 to a 529 plan in 2025 without exceeding.